The Only Card That Gives You
Payroll Advances Plus
0.5% Cashback on Purchases

Introducing the World's First
Cashback Paycheck Advance

Get the financial wellness tools you need to take control of your finances.
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Millions of Americans struggle to pay their bills, access loans and build emergency savings.
Grit offers powerful tools to put you back in control of
your financial situation.
Early Wage Access

Whether you’ve got unexpected expenses or simply need to make a big purchase before your next payday, you can now access your earned wages the very next day. With Grit you can request up to 60% of your pre-tax earnings per pay period and make up to 3 transfers per month with our fee-free wage advances*.

0.5% Cashback on Purchases

It pays to use your Grit Card! Earn money back every time you make a purchase with your Grit Card*. No minimum purchase required. 

Your Grit card account is FDIC-insured.

Grit ensures financial safety with PCI (Payment Card Industry) and SOC 2 compliance – the highest security certifications available.

It Pays to Use Grit

Think of Grit as easier access to your earnings. We ensure your bills get paid, and help you build an emergency savings fund. And when you sign up for Grit, you get 0.5% cash back when you make purchases – so it really does pay to use your Grit Card!
We’ve got unique tools to help you create a financially secure future.
The best part? It’s free to use*.

The more you use
Grit, the more
you earn.

Grit is a holistic financial wellness platform designed for one main purpose: to help you get ahead.


Give your people the benefit of financial security.

With money management tools that boost their wellness – and productivity.

Get more.
Live better.

Get the financial wellness tools you need to take control of your finances – once and for all.

Wendy Oliver

A seasoned lawyer and legal compliance expert specializing in the financial sector, Wendy has worked in large law firms and as in-house counsel for companies such as Bank of America and OnPoint Credit Union, and educational institutions such as the University of Chicago and Duke University. She’s also worked at a fintech startup, a consumer lender and a large credit union, as well as running her own practice advising financial institutions.
Well-versed in the ins and outs of disclosures and agreements, contracts and corporate matters, Wendy is most excited about helping others to achieve financial stability, something she had to grapple with herself in her younger years and as a law student. Her goal is to ensure Grit’s financial wellness tools not only help people through financial emergencies, but also establish long-term habits for financial success.
How she got her financial grit: “In college, when I was living off loans and part-time work, I had a budget and that really helped me. After college and law school I had loans to pay. Budgeting and understanding where your money goes can really make a difference in your financial security.”


  • General Counsel, OnPoint Credit Union
  • Chief Compliance Officer, Aven
  • Asst. General Counsel, Bank of America
  • Duke, U. of Mich, U of Chicago


  • Led compliance function for the industry’s first Home Equity backed Credit Card
  • First GC at Oregon’s largest credit union preparing institution for crossing $10B threshold


  • 30+ years of experience in Banking Legal and Compliance including Startups, Scale Players, & Regional Players