Minutes To Get Paid Right Away
Get paid on-demand.* Sign up for a FREE account and get up to $1,000 of your earned pay!
Get paid on-demand. Sign up for a FREE account and get up to $1,000 of your earned pay!
Cash flow stress
ends here.
Lightning Pay
No more waiting for payday. With Lightning Pay, you can access the money you’ve already earned as early as the same-day. It’s quick to set up, simple to use, and gives you the flexibility to make any day payday.
- Same-day access to your earned pay
- On YOUR schedule: Make any day payday
- Simple & fee-free registration in the app
- Full control to manage your earnings instantly
- Transfers $5.00 for instant, or $3.00 for next-business-day, or $0 for transfers in up to 5 business days.
BONUS: Get 3.00% APY rewards, free credit score viewing, fee-free ATM access, MoneyGram international and domestic money transfers and more when you sign up for a Platinum VIP Banking service! Free to sign up.
Fee-Free Banking
Including ATM access at 55,000+ Allpoint® locations at Costco, Target, CVS, Walgreens, and more**
3.00% APY rewards
paid daily on your balance***
FREE Credit Score viewing
(does not affect your credit score)
NEW! MoneyGram Transfers
Send money domestically and internationally, right from your account
Get more with a fee-free account
Platinum VIP
Banking
Everyday banking, upgraded. Enjoy fee-free digital banking, including ATM transactions at over 55,000 Allpoint ATMs nationwide. Earn 3.00% APY rewards, check your credit score anytime for free (does not affect your score!), send money across town or across the globe with MoneyGram, all from the palm of your hand.
Banking smarter, without the extra costs.
Monthly Fee
$0
Minimum Account Balance
$0
ATM Withdrawals
In-Network
$0
Unlimited Purchases
on Grit Card
$0
- Your funds are FDIC insured up to $250,000
- *See Terms for fees, such as Out-Of-Service ATM ($2.50) or over-the-counter withdrawals and Lost Card Replacement
The Grit Visa Prepaid Card is issued by Community Federal Savings Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. The Card may be used everywhere Visa debit cards are accepted.
Banking with confidence knowing your funds are always secure.
Your money deserves the highest level of protection. With PCI compliance, SOC 2 certification, 24/7 fraud monitoring, Visa® security, ISO/IEC certification and FDIC-insured funds up to $250,000 through Community Federal Savings Bank, you can manage your money with confidence.
With two account options, you can choose the financial solution that fits your needs.
Lightning Pay
After linking your bank account or debit card to Grit, access earned pay as early as the same day with a small per-transfer fee.
Platinum VIP Banking
An on-demand pay account that allows employees to access earned pay, on demand, ahead of traditional pay schedules. Plus, get no-fee ATM transactions, free credit score monitoring, and more!
Premium banking, no minimums. With Grit, everyone gets the VIP treatment.
NEW!
Get Cash Back Rewards Now!
Big news: you can now earn cash back for select retailer purchases with your Grit Financial Platinum VIP Banking Card!
Browse retailer offers in your Grit app and shop with any valid deal to start earning.
New, exclusive offers are added all the time, so make sure you check your Grit app often for the latest deals. Don’t miss out!
NEW!
International and domestic transfers
Whether you’re sending funds across town or across the globe, you can count on fast, secure, and reliable money transfers—all from your Platinum VIP Banking account. It’s one more way we’re helping you stay connected to the people and priorities that matter most. A small per-transfer fee applies.
