Earn $3 for every $100 with America's 1st High Yield Checking Account
High Yield Interest Paid Daily.
- 0.5% Cashback
- 3.00% APY Interest
- FDIC insured up to $250K, No Monthly Fees or Minimums
Grit is a technology company with deep financial expertise. It provides its service by using the power of technology that keeps its cost structure low and orchestrates the capabilities of a number of world class partners.
It pays to use your Grit Card! Earn cashback every time you make a purchase with your Grit Card**. No minimum purchase required.
Grit Financial FAQs
What is a Grit FDIC Insured Account?
With a Grit Account, you will have an account at an FDIC Insured bank that is accessible via a routing number and account number just like a bank account. Your funds are also accessible via a VISA Debit Card just like a bank account.
How does Grit work?
By signing up for a Grit VISA debit card, you’ll have access to all the powerful tools we collect from best-in-class providers. The benefits are Free Payroll Advances, 3% APY Interest Earnings, 0.5% Cashback, FDIC insurance up to $250K, access to the largest ATM network in America (NCR AllPoint) Credit Score monitoring (and future state: modelling & boosting, all without affecting your credit score negatively), and we’re still growing our suite of powerful money management suite of tools!
Why should we trust Grit?
Grit is an extremely secure platform as we are regulated by US Banking Laws, and we’re constantly audited by one of the largest law firms, Goodwin Procter, to ensure we’re in compliance. We’re also partnered with the CFSB, which ensures we’re FDIC insured up to $250K, and certified by software regulators like SOC2 and PCI compliance. All of our partners are regulated entities and upheld to the highest certifications possible (like Amazon’s AWS and Persona’s KYC)
What is a VISA debit Card?
This is not a Visa gift card or prepaid card. A VISA Debit Card is just like a bank account’s card. You get a routing #, an account # and can withdraw and add funds like any other bank card. The VISA debit card is simply the product name for Grit’s card program.
Grit Financial’s mission is to reinvent banking for working Americans.
It’s not fair that only the wealthy are offered financial privileges. Our passion is to service everyone and provide financial equity across the board.
We offer advantages that many of the upper echelon receive: cashback rewards, high interest earnings and fee-free ATM access, so you can start earning, saving, and paying off debt quicker.
Grit has a very user-friendly app, a very sincere approach, and an amazing concept! It helped me straighten things out and no longer be caught off-guard by unforeseen circumstances! - Myles T.
It Pays to Use Grit
When you sign up for Grit, you get 0.5% cash back on purchases, so it really does pay to use your Grit Card.
Grit also offers a high yield interest of 3.00% APY, so you can start earning more – the day you start adding funds to your Grit account! Build an emergency savings fund for a more secure financial future.
The best part? It’s free to use***.