Free Money Management Tools for Employers and Employees

Grit offers a no-fee money management toolkit to boost retention and productivity.

Empower your employees with seamlessly integrated money management tools for early wage access, emergency loans, fee savings and higher interest earnings

FDIC insured and backed by VISA, Grit is partnered with the Community Federal Savings Bank, and uses the Corecard platform.
Grit ensures your employees’ financial safety with PCI (Payment Card Industry) and SOC 2 compliance – the highest security certifications available.


Grit is part of VISA’s Fintech Fast Track program – a key partner in providing Grit Service.

Community Federal Savings Bank (CFSB)

Grit works in partnership with the Community Federal Savings Bank.

Corecard (NYSE: INS)

Grit’s card processing platform is provided by Corecard (supplier to Apple and Goldman Sachs).
For Businesses
You can boost employee productivity by helping to reduce their financial stress.
For Unions
Increase the value you provide to members with Grit’s financial wellness products.

Give employees a boost.

Grit empowers employers to help their people achieve financial wellness. And it costs nothing.
With Grit, employees get early access to earned wages, improved credit scores and the ability to increase savings without fees.
Free to Use
Grit is available to employers and employees at a no cost option.
Seamless Onboarding
Grit integrates via API to all major HR and payroll systems. No need for customization. Time efficient onboarding.
Greater Productivity
Free from the stresses of bills and cash flow challenges, your employees will have more energy and focus at work.

Give your people the benefit of financial security. With smart money management tools that boost their savings – and productivity.

You can alleviate your employees’ financial stress. It’s the fastest way to a stronger workforce.
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Proven benefits to employers.

Of employees are most stressed about financial or money matters

PwC Annual Employee Financial Wellness Survey

Of employees would be willing to work longer for an employer who offered EWA.


Of workers are more willing to switch employers already offering EWA.


Of workers would be significantly more interested in a job offering EWA as a benefit.

American Banker, Earned Wage Access Survey: April 2021

Get more.
Live better.

Get the financial wellness tools you need
to take control of your finances – once and for all.

Wendy Oliver

A seasoned lawyer and legal compliance expert specializing in the financial sector, Wendy has worked in large law firms and as in-house counsel for companies such as Bank of America and OnPoint Credit Union, and educational institutions such as the University of Chicago and Duke University. She’s also worked at a fintech startup, a consumer lender and a large credit union, as well as running her own practice advising financial institutions.
Well-versed in the ins and outs of disclosures and agreements, contracts and corporate matters, Wendy is most excited about helping others to achieve financial stability, something she had to grapple with herself in her younger years and as a law student. Her goal is to ensure Grit’s financial wellness tools not only help people through financial emergencies, but also establish long-term habits for financial success.
How she got her financial grit: “In college, when I was living off loans and part-time work, I had a budget and that really helped me. After college and law school I had loans to pay. Budgeting and understanding where your money goes can really make a difference in your financial security.”


  • General Counsel, OnPoint Credit Union
  • Chief Compliance Officer, Aven
  • Asst. General Counsel, Bank of America
  • Duke, U. of Mich, U of Chicago


  • Led compliance function for the industry’s first Home Equity backed Credit Card
  • First GC at Oregon’s largest credit union preparing institution for crossing $10B threshold


  • 30+ years of experience in Banking Legal and Compliance including Startups, Scale Players, & Regional Players