Get up to $500 in Free Cash per year with 0.5% Cashback and 3% APY Interest.
- Free Payroll Advances vs. Hefty Overdraft Fees from Banks.Worth up to $600
- 0.5% Debit Card Cashback vs. 0.00% from Banks.Worth up to $200
- 3.0% APY Interest vs. 0.06% Average Checking Interest from Banks.Worth up to $294
- FDIC Insured up to $250K and No Minimum Monthly Fees or Minimum
You could add up to $500 to your annual budget.
The average household income in America is ~$70K or less, but the current system doesn’t help you grow your money. We’re here to make that change.
We’re turning the PayDay Loan industry upside down.
0.0% Cashback on Debit Card Purchases
No Free Paycheck Advances
3% APY Interest
0.5% Cashback on Debit Card Purchases
Free Paycheck Advances
Your Money is Insured and Secure.
Your Grit Card account is insured through Community Federal Savings Bank for up to $250,000. That means your money is protected and secure, no matter what.
We’re also PCI and SOC2 compliant – which are the highest security certification levels available.
You’re safe with Grit.
"Grit has a very user friendly app, a very sincere approach, and an amazing concept! It helped me straighten things out and no longer be caught off-guard by unforeseen circumstances!" - Myles T.
Grit members are using our free smart money management tools and seeing their money grow.
Join Grit today to start saving and growing your money too!
How it Works
A Grit Visa Debit Card
Access to the Grit app and a growing suite of smart money management tools.
Through the Grit app, users get up to 60% of their earned wages, at no charge**. Earned wages are made available when you sign up for a Grit card and after you’ve completed your direct deposit switch. Requesting an earned wage payment does not affect your credit score.
Direct Deposits + Purchases – without changing your bank account!
By switching your payroll direct deposit to Grit, you’ll not only get early wage access, you’ll also receive 0.5% cashback on purchases using your Grit Card* and access withdrawals from our ATM network**.
You can keep your bank account if you wish. There is no need to switch your bank in order to use Grit. Simply ensure your bank account is linked to Grit, and you’ll be able to take advantage of all our smart money management tools!
An earned wage advance is collected at the end of the pay period. Grit withdraws the advance from your paycheck and the remaining amount is transferred to your bank account.