Teachers get paid up to 8 weeks earlier.

  • Free Payroll Advances
  • 0.5% Cashback 
  • 3.0% APY Interest
  • FDIC insured up to $250K, No Monthly Fees or Minimums
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Grit Financial Fee Schedule

Our Partners

Grit is a technology company with deep financial expertise. It provides its service by using the power of technology that keeps its cost structure low and orchestrates the capabilities of a number of world class partners.

Learn more about our partners
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Grit App Dashboard and Grit Card
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Earn $3 for every $100 Account Balance

Thanks to our 3% APY interest on account balances up to $10,000

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0.5% Cashback on Everything

0.5% cashback on gas to groceries and everything in between

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Get Your Salary As You Earn It

No more waiting until the end of the month for payroll

Sign up for Grit Today!

Sign Up

The Grit Visa Prepaid Card is issued by Community Federal Saving Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Certain fees, terms, and conditions are associated with the approval, Call 844-474-8226 and Press 0 if you would like to speak to a Grit Representative – We are available 10 AM – 7 PM CST Monday through Friday.

*See our Terms of Use for information and fees for depositing your earned wage transfers to your existing bank account.
**Exclusions include PIN Transactions, pre-authorized payments, disputed transactions and returns.

**Your payroll deposit may post on your Grit card up to 2 days earlier than your scheduled payroll payment date. Early direct deposit of a paycheck depends on factors such as timing of the date your employer transmits the deposit to us and the type of payer transmitting the deposit.
*****The money you save on late fees and interest charges can go directly toward building your emergency savings.

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Wendy Oliver

A seasoned lawyer and legal compliance expert specializing in the financial sector, Wendy has worked in large law firms and as in-house counsel for companies such as Bank of America and OnPoint Credit Union, and educational institutions such as the University of Chicago and Duke University. She’s also worked at a fintech startup, a consumer lender and a large credit union, as well as running her own practice advising financial institutions.
Well-versed in the ins and outs of disclosures and agreements, contracts and corporate matters, Wendy is most excited about helping others to achieve financial stability, something she had to grapple with herself in her younger years and as a law student. Her goal is to ensure Grit’s financial wellness tools not only help people through financial emergencies, but also establish long-term habits for financial success.
How she got her financial grit: “In college, when I was living off loans and part-time work, I had a budget and that really helped me. After college and law school I had loans to pay. Budgeting and understanding where your money goes can really make a difference in your financial security.”

Experience

  • General Counsel, OnPoint Credit Union
  • Chief Compliance Officer, Aven
  • Asst. General Counsel, Bank of America
  • Duke, U. of Mich, U of Chicago

Accomplishments

  • Led compliance function for the industry’s first Home Equity backed Credit Card
  • First GC at Oregon’s largest credit union preparing institution for crossing $10B threshold

Capabilities

  • 30+ years of experience in Banking Legal and Compliance including Startups, Scale Players, & Regional Players