Teachers get paid up to 8 weeks earlier.
- Free Payroll Advances vs. Hefty Overdraft Fees from Banks.Worth up to $600
- 0.5% Debit Card Cashback vs. 0.00% from Banks.Worth up to $200
- 3.0% APY Interest vs. 0.06% Average Checking Interest from Banks.Worth up to $294
- FDIC Insured up to $250K and No Minimum Monthly Fees or Minimum
Grit Financial’s mission is to reinvent banking for working Americans.
It’s not fair that only the wealthy are offered financial privileges. Our passion is to service everyone and provide financial equity across the board.
We offer advantages that many of the upper echelon receive: cashback rewards, high interest earnings and have early access to their paychecks so you can start earning, saving, and paying off debt quicker.
With Grit Visa Debit Card, you can request up to 60% of your gross earnings per pay period with our no-fee, wage advances*.
It pays to use your Grit Card! Earn cashback every time you make a purchase with your Grit Card**. No minimum purchase required.
Your Grit card account is insured through our bank partner, Community Federal Savings Bank.
Ready to take control of your PayDay?
|WEEKS WORKED||GRIT PAY CYCLE*||STANDARD PAY CYCLE**|
**Teacher’s Pay Day – you’re not paid until every 6-8 weeks
Grit helps you equip your classroom with essentials for learning.
It Pays to Use Grit
When you sign up for Grit, you get 0.5% cash back on purchases, so it really does pay to use your Grit Card – especially when you need to stock up on classroom essentials!
Grit also offers advanced access to your earnings, so you can ensure your bills get paid and that you’re able to build an emergency savings fund for a more secure financial future. We’ll also offer financial education as we build our ever-growing suite of tools, so you can advance your personal knowledge bank and continue thriving.
The best part? It’s free to use***.
How it Works
A Grit Visa Debit Card
Access to the Grit app and a growing suite of smart money management tools.
Through the Grit app, users get up to 60% of their earned wages, at no charge**. Earned wages are made available when you sign up for a Grit card and after you’ve completed your direct deposit switch. Requesting an earned wage payment does not affect your credit score.
Direct Deposits + Purchases
An earned wage advance is collected at the end of the pay period. Grit withdraws the advance from your paycheck and the remaining amount is transferred to your bank account.