Get smart money management tools to control your finances wisely.
Grit Financial’s mission is to reinvent banking for working Americans.
It’s not fair that only the wealthy are offered financial privileges.
Our passion is to service everyone and provide financial equity across the board.
We offer advantages that many of the upper echelon receive: cashback rewards, high interest earnings and have early access to their paychecks so you can start earning, saving, and paying off debt quicker.
Whether you’ve got unexpected expenses or simply need to make a big purchase before your next payday, you can now access your earned wages the very next day. With Grit you can request up to 60% of your gross earnings per pay period with our no-fee wage advances*.
Note: 3 months of employment payroll history, switching your payroll direct deposit to your Grit account and employment verification is required.
It pays to use your Grit card! Earn money back every time you make a purchase with your Grit card*.
No minimum purchase required.
Grit is a technology company with deep financial expertise. It provides its service by using the power of technology that keeps its cost structure low and orchestrates the capabilities of a number of world class partners.
High Interest Earnings
Put your money to work! Earn 3% APY interest on account balances up to $10,000 – 100x more than you’ll earn in a regular bank account.
Fee-Free ATM Withdrawals on the Grit Network
Credit Score Monitoring
View your Vantage Score in the Grit App.
A Growing Suite of Financial Knowledge Tools
"Grit has a very user friendly app, a very sincere approach, and an amazing concept! It helped me straighten things out and no longer be caught off-guard by unforeseen circumstances!" - Myles T.
It Pays to Use Grit
Think of Grit as easier access to your earnings, and better opportunities to manage and grow your money. We help you save on fees, ensure your bills get paid, and help you build an emergency savings fund. And when you sign up for Grit, you get 0.5% cashback when you make purchases, 3% APY interest on account balances up to $10,000 and more – so it really does pay to use your Grit card!
Why your bank hopes you don’t ask too many questions
Banks need cheap money to make their business work. This means they are counting on customers like you giving them their money while asking for almost nothing in return.
The questions banks don’t want you to ask are:
Q1. Why do banks get 5.15% on overnight deposits from the Federal Government and give their customers 0.06% average checking account interest?
Q2. Why are you not giving me cashback on debit card purchases? You get fees from merchants when I make charges on my Debit Card.