Saving money
just got easier with Grit.

Earn 2% interest on your
hard-earned money *

Get the financial wellness tools you need to take control of your finances.
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Millions of Americans struggle to pay their bills, access loans and build emergency savings.
Grit offers powerful tools to put you back in control of
your financial situation.
Early access to paychecks
Fee-free advances on earned income
Smart money management tools
Autosave, autobudget and automate bill payments
World-class financial advice
Get money management guidance from certified financial advisors

It Pays to Use Grit

Think of Grit as incentivized savings. We ensure your bills get paid, and help you build an emergency savings fund.
We’ve got all the tools you need to build better personal systems and stronger habits for a financially secure future.
The best part? It’s free to use.
Notify your employer

The more you use your
Grit card, the more you


Earn Interest.

Boost your credit score.

Boost your credit limit.

Early Access to Wages
Direct deposit to no-fee checking account
Auto save for maximum interest earnings
Grit Card access to 75,000 ATM machines throughout North America
Bill Pay and Budgeting
Automated bill payments
Cash flow analysis
Financial goal setting
Debt Management
Credit score boost
Easier access to debt financing
Automated repayment
Financial Resources
Certified financial advisors
Free financial guides
️Incentivized habit building

Grit is a holistic financial wellness platform designed for one main purpose: to help you get ahead.


Give your people the benefit of financial security.

With money management tools that boost
their wellness – and productivity.

Learn More
FDIC insured and backed by VISA, Grit is partnered with the Community Federal Savings Bank, and uses the Corecard platform.
Grit ensures financial safety with PCI (Payment Card Industry) and SOC 2 compliance – the highest security certifications available.

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Louiza Z

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Louiza Z

Save for the future.
Live well today.

Get the financial wellness tools you need to
take control of your finances – once and for all.

Wendy Oliver

A seasoned lawyer and legal compliance expert specializing in the financial sector, Wendy has worked in large law firms and as in-house counsel for companies such as Bank of America and OnPoint Credit Union, and educational institutions such as the University of Chicago and Duke University. She’s also worked at a fintech startup, a consumer lender and a large credit union, as well as running her own practice advising financial institutions.
Well-versed in the ins and outs of disclosures and agreements, contracts and corporate matters, Wendy is most excited about helping others to achieve financial stability, something she had to grapple with herself in her younger years and as a law student. Her goal is to ensure Grit’s financial wellness tools not only help people through financial emergencies, but also establish long-term habits for financial success.
How she got her financial grit: “In college, when I was living off loans and part-time work, I had a budget and that really helped me. After college and law school I had loans to pay. Budgeting and understanding where your money goes can really make a difference in your financial security.”


  • General Counsel, OnPoint Credit Union
  • Chief Compliance Officer, Aven
  • Asst. General Counsel, Bank of America
  • Duke, U. of Mich, U of Chicago


  • Led compliance function for the industry’s first Home Equity backed Credit Card
  • First GC at Oregon’s largest credit union preparing institution for crossing $10B threshold


  • 30+ years of experience in Banking Legal and Compliance including Startups, Scale Players, & Regional Players