We’re making financial
security
accessible.

We’re making financial security accessible.

So you can save on fees, earn 2% interest and build emergency savings.
So you can build savings – and peace of mind.
Grit is a financial management platform available to Americans via their employers.

Grit is a financial wellness account designed for one main purpose: to help you get ahead.

By switching your direct deposit to Grit, you can build emergency savings, save on fees and overdrafts, and earn 2% interest.

By switching your direct deposit to Grit, you can build emergency savings, save on fees and overdrafts, and earn 2% interest.

When you sign up for Grit, you’ll receive:
  1. A Grit prepaid Visa debit card
  2. Access to the Grit app for a growing suite of financial wellness tools.
When you use Grit as your primary “bank” account, you’ll get:
More opportunities to save, earn and build your financial confidence.

Take advantage of these financial wellness tools to compound the benefits of saving money.

Money Management

Fee-free tools

Get a Grit account, debit card and cash on-demand plus access to bill payment tools.

Unlike payday loan companies, we give you advanced access to your earned wages without fees or interest charges.

Our Bill Pay feature gives you access to a digital wallet to ensure you’ll have the funds ready when needed, and that your bill payments go out automatically.
Along with a high-interest savings account, you get a Grit Visa Debit card you can use to access your funds throughout North America.
Wealth Building

Earn 2% interest

The bigger your Grit account balance, the more you earn, and the more we increase your credit limit.

Ensuring your bills are paid on time, everytime, means you’ll save on bank fees, overdrafts and interest rates. Our cash flow analysis tools ensure your expenses are always covered.

We know keeping track of your finances is hard. That’s why we’ve integrated tools to help with cash flow forecasting, auto budgeting and goal setting.
Increase your credit limit as you save money. Grit helps boost your credit score, so you can get debt financing and emergency loans when you need them.
Financial Literacy

Free resources

Boost your financial confidence with resources and support.

Grit’s resource bank covers everything from the latest financial strategies, to tips, terms and all you need to know about money management.

Get access to planning tools and resources that make money management a snap.

Benefit from expert advice to guide you in making sound financial decisions.

Have questions?
We have answers.

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Ready to get Grit?

Wendy Oliver

A seasoned lawyer and legal compliance expert specializing in the financial sector, Wendy has worked in large law firms and as in-house counsel for companies such as Bank of America and OnPoint Credit Union, and educational institutions such as the University of Chicago and Duke University. She’s also worked at a fintech startup, a consumer lender and a large credit union, as well as running her own practice advising financial institutions.
Well-versed in the ins and outs of disclosures and agreements, contracts and corporate matters, Wendy is most excited about helping others to achieve financial stability, something she had to grapple with herself in her younger years and as a law student. Her goal is to ensure Grit’s financial wellness tools not only help people through financial emergencies, but also establish long-term habits for financial success.
How she got her financial grit: “In college, when I was living off loans and part-time work, I had a budget and that really helped me. After college and law school I had loans to pay. Budgeting and understanding where your money goes can really make a difference in your financial security.”

Experience

  • General Counsel, OnPoint Credit Union
  • Chief Compliance Officer, Aven
  • Asst. General Counsel, Bank of America
  • Duke, U. of Mich, U of Chicago

Accomplishments

  • Led compliance function for the industry’s first Home Equity backed Credit Card
  • First GC at Oregon’s largest credit union preparing institution for crossing $10B threshold

Capabilities

  • 30+ years of experience in Banking Legal and Compliance including Startups, Scale Players, & Regional Players