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We’re making smart money management a whole lot easier.
So you can save on fees, earn more interest + 0.5% cashback and build emergency savings. Takes less than 4 minutes to sign up!
Grit is a financial wellness account designed for one main purpose: to help you get ahead.
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Sign up for Grit
By signing up for Grit, you can build emergency savings, save on late fees and overdrafts, and have exclusive access to smart money management tools so you can continue to grow your wallet.
When you sign up for Grit, you’ll receive:
- 1. A Grit Visa Debit Card
- 2. Access to the Grit app and a growing suite of financial tools.
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Request earned wage payments when you need them
When you sign up for Grit, we sync up with your employer’s paycycle, so we can give you advance access to your earned wages.
Through the Grit app, users get no-fee access to up to 60% of their earned wages. Earned wages are made available after your bank direct deposit switch is complete. Using Grit does not affect your credit score.
Note: 3 months of employment payroll history, switching your payroll direct deposit to your Grit account and employment verification is required.
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Start Earning Rewards:
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1
Earn 3% APY Interest
You'll start earning a high yield interest of 3% APY as soon as you fund your Grit account. You'll see interest deposited into your account every day!
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2
Earn 0.5% Cashback with transactions
You'll earn 0.5% cashback every time you make a purchase with your Grit card.****
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How to repay earned wage advances
An earned wage advance must be repaid on the day you receive your next paycheck. The full amount of the advance will automatically be withdrawn from your paycheck - so you won't have to lift a finger.
You can move money onto your Grit card at any time and access your Grit card at all Allpoint™ ATMs within the US, free of charge***.
Connect your Grit account with your bank account and you’ll gain access to earned wages within 24 hours, at no charge.
When you sign up for Grit, you’ll receive:
A Grit Visa debit card
Access to the Grit app and a growing suite of smart money management tools.
Request earned wage payments when you need them.
When you sign up for Grit, we sync up with your employer’s paycycle, so we can give you advance access to your earned wages.
Through the Grit app, users get no-fee access to up to 60% of their earned wages up to three times per month**. Earned wages are made available after your bank direct deposit switch is complete. Using Grit does not affect your credit score.
Two ways to use Grit
Basic: By linking your Grit account to your bank account.
Your earned wage payments will be deposited directly to your bank account.
Premium: By using your Grit Card for direct deposits and to make purchases.
By switching your direct deposit to Grit, you’ll receive 0.5% cashback on qualified purchases using your Grit Card, earn a higher interest rate than most banks offer, have access to ATM withdrawals**, and have early wage access.
How to repay earned wage advances
An earned wage advance must be repaid on the day you receive your next paycheck. The full amount of the advance will be automatically withdrawn from your paycheck- so you won’t need to lift a finger.
Have questions? We have answers.
Grit is a financial service that provides early wage advances, 0.5% cashback, and a growing suite of powerful money management tools.
Grit isn’t a traditional bank. Grit provides financial services such as early wage access, 0.5% cashback, pay instalments and a growing suite of money management tools, but does not provide traditional services such as a savings account or chequing account.
Grit isn’t a traditional bank. Grit provides financial services such as early wage access, 0.5% cashback, pay instalments and a growing suite of money management tools, but does not provide traditional services such as a savings account or chequing account.
No. Using Grit will not affect your credit score.
