We’re making smart money management a whole lot easier.
So you can save on fees, earn more interest + 0.5% cashback and build emergency savings. Takes less than 4 minutes to sign up!
Access powerful money management tools at your fingertips. Sign up now
Grit is a financial wellness account designed for one main purpose: to help you get ahead.
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Sign up for Grit
By signing up for Grit, you can build emergency savings, save on late fees and overdrafts, and have exclusive access to smart money management tools so you can continue to grow your wallet.
When you sign up for Grit, you’ll receive:
- 1. A Grit Visa Debit Card
- 2. Access to the Grit app and a growing suite of financial tools.
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Request earned wage payments when you need them
When you sign up for Grit, we sync up with your employer’s paycycle, so we can give you advance access to your earned wages.
Through the Grit app, users get no-fee access to up to 60% of their earned wages. Earned wages are made available after your bank direct deposit switch is complete. Using Grit does not affect your credit score.
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Sign up for Grit in one of two ways:
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1
By choosing the Grit Card for your payroll direct deposit.
With this no-fee Basic service, your earned wage payments will be deposited to your Grit Card within minutes.
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2
By using your current bank account connected to your payroll direct deposit.
With this Premium service, you'll access everything from the basic membership, plus earn 0.5% cashback on purchases and 3% interest on account balances of up to $10,000 - all with no monthly fee.
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How to repay earned wage advances
An earned wage advance must be repaid on the day you receive your next paycheck. The full amount of the advance will automatically be withdrawn from your paycheck - so you won't have to lift a finger.
You can move money onto your Grit card at any time and access your Grit card at all Allpoint™ ATMs within the US, free of charge***.



Access to the Grit app and a growing suite of smart money management tools.

Through the Grit app, users get no-fee access to up to 60% of their earned wages up to three times per month**. Earned wages are made available after your bank direct deposit switch is complete. Using Grit does not affect your credit score.




An earned wage advance must be repaid on the day you receive your next paycheck. The full amount of the advance will be automatically withdrawn from your paycheck- so you won’t need to lift a finger.