Privacy

Grit Financial respects your privacy and want you to know how we collect, use, and share your personal information. 

Grit Consumer Privacy Notice

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This notice describes when financial companies may share customer personal and other information, when Grit shares that information, and whether and how you can limit this sharing under federal and state law

Community Federal Savings Bank Privacy Notice

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Grit Financial partners with Community Federal Savings Bank (CFSB) to offer certain financial products, including the Grit card. To administer these services, CFSB receives some information about you.

Privacy Policy

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This Privacy Policy describes our policy and practices with respect to the collection, protection, use, and sharing of personal information when you use our website, mobile app, and nonfinancial services.

Disclosures

Terms of Use

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This notice describes when financial companies may share customer personal and other information, when Grit shares that information, and whether and how you can limit this sharing under federal and state law

Card Agreement

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Fee Schedule (Texas)

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ACH Agreement

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E-sign disclosure

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If you have any questions, please contact us at privacy@gritfinancial.org.

CCO

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Wendy Oliver

A seasoned lawyer and legal compliance expert specializing in the financial sector, Wendy has worked in large law firms and as in-house counsel for companies such as Bank of America and OnPoint Credit Union, and educational institutions such as the University of Chicago and Duke University. She’s also worked at a fintech startup, a consumer lender and a large credit union, as well as running her own practice advising financial institutions.
Well-versed in the ins and outs of disclosures and agreements, contracts and corporate matters, Wendy is most excited about helping others to achieve financial stability, something she had to grapple with herself in her younger years and as a law student. Her goal is to ensure Grit’s financial wellness tools not only help people through financial emergencies, but also establish long-term habits for financial success.
How she got her financial grit: “In college, when I was living off loans and part-time work, I had a budget and that really helped me. After college and law school I had loans to pay. Budgeting and understanding where your money goes can really make a difference in your financial security.”

Experience

  • General Counsel, OnPoint Credit Union
  • Chief Compliance Officer, Aven
  • Asst. General Counsel, Bank of America
  • Duke, U. of Mich, U of Chicago

Accomplishments

  • Led compliance function for the industry’s first Home Equity backed Credit Card
  • First GC at Oregon’s largest credit union preparing institution for crossing $10B threshold

Capabilities

  • 30+ years of experience in Banking Legal and Compliance including Startups, Scale Players, & Regional Players